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Decision Matrix 3 December 2025 5 min read

PSG or EDG? Pick the Right Grant Without the Guesswork

PSG and EDG are the two most common grants for business upgrades, but they serve different needs. Use this guide to quickly decide which one fits your project. PSG is for pre-approved solutions (pick from a catalogue of IT solutions or equipment packages), while EDG is for custom projects (design your own transformation project for strategy, innovation, or market access). This decision matrix helps you choose based on your project type, budget, and timeline needs.

Verified 12 March 2026

PSG and EDG are the two most common grants for business upgrades, but they serve different needs. Use this guide to quickly decide which one fits your project.

Read This First

  • PSG is for pre-approved solutions: you pick from a catalogue of IT solutions or equipment packages that are already vetted.
  • EDG is for custom projects: you design your own transformation project (strategy, innovation, or market access).
  • Don’t “start” before applying: no deposits, signed contracts, or purchase orders for the scope you’re claiming.
  • Acronyms:
    • PSG = Productivity Solutions Grant (pre-approved IT/equipment)
    • EDG = Enterprise Development Grant (custom transformation projects)

How do you decide?

Quick Decision Matrix

PSG vs EDG decision matrix by goal
PSG EDG
Pre-approved IT solution (POS, CRM, accounting)
Pre-approved equipment package
Custom digital transformation project
Strategy / business model redesign
Overseas market entry project
Process redesign / productivity improvement
Need vendor not on PSG list
Project exceeds S$30k

Legend: ✓ = Use this grant | — = Not applicable

At a Glance

PSG vs EDG comparison at a glance
PSG EDG
Funding cap S$30K/year per UEN No cap
Support rate Up to 50% Up to 50% (70% for sustainability)
Processing time 4-6 weeks 8-12 weeks
Solution type Pre-approved list only Custom projects
Consultant required No Yes (TR 43/SS 680 certified)
Company size limit ≤S$100M turnover OR ≤200 staff No limit
Internal manpower Not covered Covered
Local shareholding 30% minimum 30% minimum

Common Scenarios

  • “I want to adopt a cloud accounting system”PSG (if the solution is on the PSG catalogue)
  • “I need a custom ERP system tailored to my business”EDG (custom solution, not pre-approved)
  • “I want to automate my F&B kitchen with pre-approved equipment”PSG (equipment package)
  • “I’m redesigning my entire supply chain process”EDG (transformation project)
  • “I want to expand overseas and need market research”EDG (Market Access pillar)
  • “My project costs S$80,000”EDG (exceeds PSG annual cap of S$30k)
  • “F&B owner wanting kitchen automation”PSG (pre-approved F&B equipment packages on GoBusiness)
  • “Consulting firm building a custom CRM”EDG (bespoke software, not on PSG list)
  • “Retail chain upgrading 5 outlets with POS systems”PSG (pre-approved POS, apply per outlet if needed)
  • “Manufacturing SME redesigning production workflow”EDG (productivity improvement project)

Before You Apply

  1. Check the PSG catalogue first at the Business Grants Portal — if your solution is there, PSG is faster
  2. Don’t start work before submitting your application
  3. One UEN, one active PSG application at a time
  4. Quotations must match your ACRA entity name exactly

Decision Tree

Can I Apply for Both?

Yes, but not for the same project costs.

You can strategically combine PSG and EDG:

  • Use PSG for standard IT solutions (≤S$30K) — e.g., accounting software
  • Use EDG for custom transformation work — e.g., business strategy consulting

Important: Ensure no overlap between the two grants for the same costs. Double-claiming is not allowed.

Frequently Asked Questions

What’s the main difference between PSG and EDG?

PSG provides up to S$30,000/year for pre-approved IT solutions with 4-6 week approval and no consultant required. EDG has no funding cap for custom transformation projects but takes 8-12 weeks and requires certified consultants for consultancy work. Choose PSG for speed and simplicity; choose EDG for larger, custom projects.

Which grant has faster approval?

PSG is faster at 4-6 weeks. EDG takes 8-12 weeks. If you need funding quickly and your solution is on the pre-approved list, PSG is the better choice.

My project costs S$50,000. Which grant should I use?

If it’s a custom project, use EDG (no cap). If it’s pre-approved solutions, you can either:

  1. Apply S$30K to PSG in 2026, then S$20K to PSG in 2027 (split across years)
  2. Use EDG for the full S$50K (if you can wait 8-12 weeks)

Do I need a consultant for PSG?

No. PSG does not require certified consultants. You work directly with pre-approved vendors. EDG requires TR 43 or SS 680 certified consultants for management consultancy projects.

Can I claim staff salaries under PSG?

No. PSG does not cover internal manpower costs. EDG is the only Singapore grant that covers internal staff time dedicated to the project.

My company turnover is S$120 million. Can I apply for PSG?

No. PSG has SME size limits (≤S$100M turnover OR ≤200 employees). Apply for EDG instead, which has no company size restrictions.

Is this comparison right for you?

This guide covers the two most common grants: PSG (pre-approved IT/equipment) and EDG (custom transformation). Use this guide if you are a Singapore SME deciding between a catalogue solution and a custom project.

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