Use this matrix to pick the right post-Budget 2026 internationalisation grant for your overseas expansion.
Quick Comparison
| MRA | DTDi | BizAdapt | |
|---|---|---|---|
| Type | Cash grant | Tax deduction | Cash grant |
| Support | 70% (SMEs) | 200% deduction | 70% SMEs / 50% non-SMEs |
| Cap | S$100K/market | S$400K auto/YA | S$100K total |
| Best for | Market entry + deepening | Tax-efficient overseas scaling | Tariff/supply chain adaptation |
| When you get benefit | After project completion | At tax filing | After project completion |
| Stack with | DTDi (different expenses) | MRA (different expenses) | DTDi |
| SME-only? | Yes | No | No (tiered rates) |
| Prior approval | Yes (BGP) | No (under S$400K) | Yes (BGP) |
Decision Flow
Step 1: What do you need?
Do you need cash reimbursement, or is tax savings sufficient?
Step 2: What kind of overseas activity?
MRA: Market Readiness Assistance
Entering or deepening an overseas market
70% cash back on trade fairs, business development, market setup. S$100K per market. Any overseas market from 2H 2026.
- Trade fair in Germany
- Find distributor in Vietnam
- Register trademark in Thailand
BizAdapt: Business Adaptation Grant
Adapting to tariffs or supply chain shifts
70% for SMEs / 50% for non-SMEs. Up to S$100K total. For companies affected by trade policy changes.
- Reconfiguring supply chain due to tariffs
- Market diversification after trade disruption
- Consultancy for trade adaptation strategy
DTDi: Double Tax Deduction
Multiple overseas activities, prefer tax efficiency
200% deduction on first S$400K. No size restriction. Works for established and new markets.
- Ongoing market development across multiple countries
- Business travel for existing market expansion
- Trade fairs in established markets
Can You Stack These Grants?
Yes — but for different expenses only. You cannot claim the same cost under multiple schemes.
Stacking Scenario: MRA + DTDi
| Expense | Claim Under | Benefit |
|---|---|---|
| Trade fair booth in new market (S$20K) | MRA-OMP | S$14K cash back (70%) |
| Business travel to existing markets (S$50K) | DTDi | S$100K tax deduction (200%) — ~S$17K tax savings |
| Market research consultant for new market (S$30K) | MRA-OBD | S$21K cash back (70%) |
| Total support | S$35K cash + S$17K tax savings |
Rule: The same invoice cannot appear in both an MRA claim and a DTDi tax return.
Stacking Scenario: BizAdapt + DTDi
| Expense | Claim Under | Benefit |
|---|---|---|
| Supply chain consultancy (S$80K) | BizAdapt | S$56K cash back (70% SME) |
| Overseas market research for diversification (S$100K) | DTDi | S$200K tax deduction — ~S$34K tax savings |
| Total support | S$56K cash + S$34K tax savings |
Common Scenarios
- “We’re entering Vietnam for the first time” — MRA (70% cash back, S$100K cap per market)
- “We’re expanding in Japan where we already sell S$500K/year” — DTDi (no market restriction); also MRA from 2H 2026 (market rule removed)
- “Tariffs are forcing us to shift suppliers” — BizAdapt (70% SMEs, S$100K cap)
- “We want to attend 3 trade fairs this year” — MRA for new markets + DTDi for established market fairs
- “We’re not profitable — tax deductions won’t help” — MRA or BizAdapt (cash grants)
- “We have >200 employees” — DTDi (no size restriction) or BizAdapt (tiered rates); MRA is SME-only
What About EFS Loan Cap Changes?
Budget 2026 also lifted EFS (Enterprise Financing Scheme) borrower caps, which affects businesses funding overseas expansion through loans rather than grants:
| EFS Loan Type | Before Budget 2026 | After Budget 2026 |
|---|---|---|
| Fixed Assets Loan | S$30M per borrower, S$50M per group | Borrower/group caps removed |
| Trade Loan | S$10M per borrower, S$20M per group | Borrower/group caps removed |
| Overall EFS cap | S$50M per borrower group | S$50M per borrower group (unchanged) |
When to consider EFS alongside grants:
- You need working capital for overseas orders — EFS Trade Loan funds purchase orders and inventory for export
- You’re acquiring overseas assets (equipment, warehouses, offices) — EFS Fixed Assets Loan
- You want both grant funding and loan financing — EFS and MRA/DTDi/BizAdapt can be used together for different expenses
Effective 1 April 2026. For full details: Enterprise Financing Scheme
Related Guides
- Budget 2026 Internationalisation Grants Overview — all changes at a glance
- MRA Budget 2026 Changes Explained — MRA before and after
- DTDi Budget 2026 Changes Explained — DTDi before and after
- DTD or MRA? Tax Deduction or Cash Grant — pre-Budget DTD vs MRA comparison
- MRA Decision Matrix — MRA vs EDG comparison
- Grant Pitfalls Guide — common mistakes to avoid
- Corppass Setup Guide — required for BGP applications
- Singapore Grants Glossary
Scheme Pages
- Market Readiness Assistance (MRA)
- Double Tax Deduction for Internationalisation (DTDi)
- Business Adaptation Grant
- Enterprise Development Grant (EDG)
Official Links
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